Merchant Financing

Our ACH funding program is an alternative to a traditional bank loan. Business loans can be difficult to obtain, strict credit requirements and the lengthy application process prevent most business owners from getting additional working capital. Business owners need working capital in order to grow, we provide you access to funds at a relatively reasonable cost.

Our bank only ACH funding program means that you can get funded without a merchant account. Most merchant cash advance and business funding companies require that you accept credit cards in order to get funded. At Hands On Capital we can base our approval on your gross deposits into your business checking account.

We’ll monitor your bank deposits and make a daily ACH withdrawal based on your gross sales. Alternatively, we may set up a fixed daily ACH amount based on historical sales history for your business.